Libertate Insurance Services

The Libertate Insurance Services team has dedicated their careers to the furthering the PEO model. Specializing in PEO workers’ compensation master policy retail placement with existing markets or creating new capacity when the solution did not previously exist. Leading the way in creating six PEO programs since 2001, acting as the MGA (Managing General Agent).

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Professional Employer Organizations

Our team has a deep history in the PEO industry, having participated in close to $2 Billion of workers’ compensation placements over the course of the last 20+ years as both brokers and underwriters. We have created six different programs for PEO workers compensation, currently offering exclusives on two.

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Since inception in 2006, RiskMD has managed over $28 Billion of co-employed workers’ compensation payroll, to include $750 Million in premium and more than 75,000 claims. RiskMD accomplished this through cutting-edge data concepts and advanced technology.

Libertate utilizes the RiskMD data vault to ingest the PEO loss information of any client company written by any workers’ compensation or health insurance carrier in an effort to understand pricing, profitability, and direction.

Learn more about our data-driven process and how it can assist your business today. 

Mission Statement


To understand the inherent risk within our clients’ workplaces and to either place or create an insurance mechanism to effectively see the risk. In doing this, we deliver financial growth and protection to the clients we serve.

Principles of Libertate Insurance Services


Non-negotiable business principles that guide all of our decisions and form the spirit of our corporate culture across all of our operating companies.


  1. The client always comes first.
  2. Do the right thing; no business opportunity should jeopardize ethics.
  3. We respect and excel through the interdependence of all three stakeholders of our system: employees, clients & carriers.
  4. We will know our business and be “students of the game.”
  5. Our value is the quality and commitment of our team members. Our foremost asset is our people.
  6. We will position ourselves to be responsible buyers and sellers of insurance