Creating Workers’ Compensation Capacity and Protecting the PEO Model


Our team has dedicated their careers to furthering the PEO model and creating workers’ compensation capacity. When there was no market, our team created one in 2001 and have been the agent of a record of five PEO insurance programs for workers’ compensation since. When the actuarial bureaus and regulators attacked the PEO model, we have been there to educate and support. When the PEO model was potentially going to be extinct, we delivered the capacity to keep it alive.

Our ongoing mission is to provide necessary support from the insurance community for our PEO clients to grow and thrive. One or several successes are not enough to satisfy this goal. Libertate Insurance Services recognizes that there are still opportunities to create markets, and our team has every intention of taking this potential and making it a reality.

Doing so requires using data-driven models and systems to best select the carrier, which is most suitable for the risk at hand. Luckily, Libertate Insurance Services thrives on data and presenting solutions tailored to your PEOs needs, making it so that your business can focus on what matters most, growing and thriving.

Core Competencies

  • Client Centric Process
    Our Total Cost of Risk Process creates a client experience that eliminates the frustration of the unknown and introduces an environment of comprehension and high-resolution optics focused on each client’s assets, liabilities, risks, and opportunities. This gives our clients peace of mind knowing they have all the data they need to make informed decisions to foster growth and development for their companies.
  • Fostering Education of Insurance Products and Risk Management Strategies
    Our client resources go further in terms of supporting our clientele. These resources, including our patent pending technology illuminated by RiskMD, takes the guesswork out of risk management. These tools allow for granular visualization of exposures, benchmarking of distinct metrics against peers and real-time identification of profit centers. This allows our clients to more effectively develop their sales and growth models and proactively hedge against poorly performing markets.
  • Empower our Employees and Community
    Our employees are the building blocks in the evolution of insurance and risk management. We encourage giving back to our community and are thankful for the opportunities our community affords us.
  • Privately Held Organization
    Allows us to focus on our clients, be flexible with decisions and resources, make quick decisions, and be creative with what we do.
  • Relationships as Our Foundation
    Maintaining a relationship of trust and transparency with our clients, carriers, partners, and employees allow us to lead the way in branding our key strategies for managing risk in this ever-changing marketplace.